Life Insurance

UAP Management (and/or its strategic partners) can provide any or all of the following services.

  • Policy pre-acceptance reviews;
  • Administer the trust, including:
    • send premium notices;
    • accept and process payments from grantor;
    • alert trustee to make premium payments;
    • send Crummey notices;
  • Perform simple trust bookkeeping, including;
  • Review trust documents;
  • Determine policy suitability, including;
    • examine internal policy expenses (Uniform Prudent Investor Act (UPIA) Section 7 compliance);
    • establish the reasonableness of the rate of return expected on invested assets underlying policy cash values in relation to risk/return objectives of trust (UPIA Section 2 compliance);
  • Policy remediation:
    • policy analysis
    • policy replacement review
  • Assist in valuation.

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